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Best Online Bank Accounts of 2022

We check thousands of banks daily, providing our most comprehensive rate comparison chart. Our savings accounts are FDIC insured up to $250,000, making your deposit the safest in the world. Confidently select the highest yield accounts from our curated selection and start earning more interest today.

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Savings, Money Market Accounts, & Checking

  • Account: Savings
  • No minimum to earn APY
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
  • Account: Savings
  • No minimum to earn APY
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
  • Account: Savings
  • Min to Earn APY: $1
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
  • Account: Savings
  • No minimum to earn APY
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
  • Account: Savings
  • No minimum to earn APY
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
  • Account: Savings
  • Min to Earn APY: $1,000
  • No Monthly Fees
  • Write Checks: No
  • Rate as of 12/9/2022
More Banks APY Rate For APY Rates as of
Burke & Herbert Bank & Trust Company MMA 0.01% 0.01% $1,000 12/9/2022
Truist MMA 0.01% 0.01% $200 12/9/2022
Bank of America Savings 0.01% 0.01% $100 12/9/2022
Burke & Herbert Bank & Trust Company Savings 0.01% 0.01% $50 12/9/2022
Truist Savings 0.01% 0.01% $25 12/9/2022
Wells Fargo Savings 0.01% 0.01% $25 12/9/2022
Applied Bank MMA 0.02% 0.02% $500 12/9/2022
TD Bank, NA Savings 0.02% 0.02% $1 12/9/2022
Armed Forces Bank, N.A. Savings 0.03% 0.03% $25 12/9/2022
Woodforest National Bank Savings 0.03% 0.03% $25 12/9/2022
Burke & Herbert Bank & Trust Company MMA $25k 0.03% 0.03% $25,000 12/9/2022
Pendleton Community Bank, Inc. Savings 0.03% 0.03% $50 12/8/2022
Langley FCU Savings 0.05% 0.05% $100 12/9/2022
Apple Federal Credit Union Savings 0.05% 0.05% $5 12/9/2022
Woodforest National Bank MMA 0.05% 0.05% $25 12/9/2022
Washington Savings Bank Savings 0.05% 0.05% $50 12/9/2022
Union Bank (Michigan) Savings 0.05% 0.05% $50 12/9/2022
Citibank MMA 0.05% 0.05% $100 12/9/2022
Applied Bank Savings 0.05% 0.05% $100 12/9/2022
Northwest Federal Credit Union Savings 0.05% 0.05% $1 12/9/2022
Langley FCU MMA 0.05% 0.05% $100 12/9/2022
Old Dominion National Bank Savings 0.05% 0.05% $100 12/9/2022
United Bank MMA 0.05% 0.05% $1,000 12/9/2022
Farmers Bank MMA 0.05% 0.05% $1,000 12/9/2022
Washington Savings Bank MMA 0.05% 0.05% $2,500 12/9/2022
Union Bank (Michigan) MMA 0.05% 0.05% $5,000 12/9/2022
Woodforest National Bank Savings $10k 0.05% 0.05% $10,000 12/9/2022
Virginia Credit Union MMA 0.05% 0.05% $10,000 12/9/2022
Old Dominion National Bank Savings $10k 0.10% 0.10% $10,000 12/9/2022
Farmers Bank MMA $10k 0.10% 0.10% $10,000 12/9/2022
United Bank Savings 0.10% 0.10% $2,500 12/9/2022
Pendleton Community Bank, Inc. MMA 0.10% 0.10% $1,000 12/8/2022
Farmers Bank Savings 0.10% 0.10% $100 12/9/2022
State Department Federal Credit Union Savings 0.10% 0.10% $1 12/9/2022
Investors eAccess MMA 0.15% 0.15% $0 12/9/2022
Presidential Bank, FSB Savings 0.15% 0.15% $100 12/9/2022
Fulton Bank, NA MMA 0.15% 0.15% $1,000 12/9/2022
Union Bank (Michigan) Savings $10k 0.15% 0.15% $10,000 12/9/2022
Farmers Bank MMA $25k 0.15% 0.15% $25,000 12/9/2022
Pendleton Community Bank, Inc. MMA $25k 0.15% 0.15% $25,000 12/8/2022
Union Bank (Michigan) Savings $25k 0.20% 0.20% $25,000 12/9/2022
Fulton Bank, NA MMA $10k 0.20% 0.20% $10,000 12/9/2022
Sandy Spring Bank Savings 0.25% 0.25% $25 12/9/2022
Armed Forces Bank, N.A. MMA 0.25% 0.25% $25 12/9/2022
Wells Fargo MMA 0.25% 0.25% $50 12/9/2022
Northpointe Bank Savings 0.25% 0.25% $100 12/9/2022
Presidential Bank, FSB MMA 0.25% 0.25% $1,000 12/9/2022
Lone Star Bank MMA 0.25% 0.25% $250 12/9/2022
Sandy Spring Bank MMA 0.25% 0.25% $2,500 12/9/2022
Northpointe Bank MMA 0.25% 0.25% $2,500 12/9/2022
Fulton Bank, NA MMA $25k 0.25% 0.25% $25,000 12/9/2022
Presidential Bank, FSB MMA $10k 0.30% 0.30% $10,000 12/9/2022
First Horizon Bank Savings 0.30% 0.30% $50 12/9/2022
Armed Forces Bank, N.A. MMA $10k 0.35% 0.35% $10,000 12/9/2022
Northpointe Bank MMA $10k 0.35% 0.34% $10,000 12/9/2022
Northpointe Bank Savings $10k 0.35% 0.34% $10,000 12/9/2022
BMO Harris Bank MMA 0.35% 0.35% $5,000 12/9/2022
PurePoint Financial Savings 0.40% 0.40% $10,000 12/9/2022
Lone Star Bank Savings 0.40% 0.40% $200 12/9/2022
Apple Federal Credit Union MMA 0.40% 0.40% $5 12/9/2022
Armed Forces Bank, N.A. MMA $25k 0.45% 0.45% $25,000 12/9/2022
Amalgamated Bank MMA 0.50% 0.50% $1 12/9/2022
Amalgamated Bank Savings 0.51% 0.51% $1 12/9/2022
Amalgamated Bank Savings $10k 0.55% 0.55% $10,000 12/9/2022
Banesco USA Savings 0.55% 0.55% $300 12/9/2022
Northwest Federal Credit Union MMA 0.56% 0.56% $1 12/9/2022
Amalgamated Bank MMA $25k 0.60% 0.60% $25,000 12/9/2022
First Horizon Bank MMA 0.60% 0.60% $50 12/9/2022
Northwest Federal Credit Union MMA $25k 0.64% 0.64% $25,000 12/9/2022
Langley FCU MMA $10k 0.65% 0.65% $10,000 12/9/2022
BrioDirect MMA 0.70% 0.70% $100 12/9/2022
First Horizon Bank MMA $25k 0.75% 0.75% $25,000 12/9/2022
Langley FCU MMA $25k 0.75% 0.75% $25,000 12/9/2022
Popular Direct Savings 0.75% 0.75% $5,000 12/9/2022
First Internet Bank of Indiana Savings 0.80% 0.80% $25 12/9/2022
Apple Federal Credit Union MMA $10k 0.90% 0.90% $10,000 12/9/2022
State Department Federal Credit Union MMA 0.90% 0.90% $2,000 12/9/2022
State Department Federal Credit Union MMA $25k 0.95% 0.95% $25,000 12/9/2022
Apple Federal Credit Union MMA $25k 0.95% 0.95% $25,000 12/9/2022
Virginia Credit Union MMA $10k 1.00% 1.00% $10,000 12/9/2022
Old Dominion National Bank MMA 1.00% 1.00% $1,000 12/9/2022
Banesco USA MMA 1.35% 1.35% $2,500 12/9/2022
Virginia Credit Union MMA $25k 1.50% 1.50% $25,000 12/9/2022
CIT Bank MMA 1.55% 1.54% $0 12/9/2022
TIAA Bank MMA 1.60% 1.58% $500 12/9/2022
Pentagon Federal Credit Union Savings 2.00% 1.99% $0 12/9/2022
TIAA Bank MMA 2.00% 1.98% $10,000 12/9/2022
TIAA Bank MMA 2.30% 2.27% $25,000 12/9/2022
Colorado Federal Savings Bank Savings 2.80% 2.78% $1 12/9/2022
VirtualBank MMA 2.84% 2.80% $100 12/9/2022
Discover Bank MMA 2.90% 2.86% $0 12/9/2022
Ally Bank MMA 3.00% 2.96% $0 12/9/2022
Quorum Savings 3.00% 2.96% $10,000 12/9/2022
Discover Bank Savings 3.00% 2.96% $0 12/9/2022
Ally Bank Savings 3.00% 2.96% $0 12/9/2022
American Express National Bank Savings 3.00% 2.96% $0 12/9/2022
First Internet Bank of Indiana MMA 3.04% 3.00% $100 12/9/2022
Live Oak Bank Savings 3.10% 3.05% $0 12/9/2022
TIAA Bank Savings 3.15% 3.10% $25 12/9/2022
Sallie Mae MMA 3.20% 3.15% $0 12/9/2022
Northpointe Bank MMA $25k 3.25% 3.20% $25,000 12/9/2022
Northpointe Bank Savings $25k 3.25% 3.20% $25,000 12/9/2022
Synchrony Bank Savings 3.25% 3.25% $0 12/9/2022
CIBC Bank USA Savings 3.37% 3.32% $1 12/9/2022
DollarSavingsDirect Savings 3.50% 3.44% $1 12/9/2022
Vio Bank Savings 3.62% 3.56% $100 12/9/2022
BrioDirect Savings 3.75% 3.75% $500 12/9/2022
MySavingsDirect Savings 3.90% 3.83% $1 12/9/2022
UFB Direct Savings 3.91% 3.84% $0 12/9/2022
UFB Direct MMA 3.91% 3.84% $5,000 12/9/2022
Valley Bank Savings 4.00% 3.92% $1 12/9/2022
BMO Harris Bank Savings 4.00% 4.00% $0 12/9/2022
CFG Community Bank MMA 4.00% 3.92% $1,000 12/9/2022
Salem Five Direct Savings 4.10% 4.02% $10 12/9/2022
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