Best banks icon
Great Online
Bank Accounts
FDIC insured icon
FDIC Insured
up to $250,000
National Rate
Higher Rates2
vs National Average

Best Certificate of Deposit Rates 2022

We check thousands of banks daily in order to provide a comprehensive rate comparison chart. Our CD accounts are FDIC insured up to $250,000, making your deposit the safest in the world. Confidently select the highest yield accounts from our curated selection and start earning more interest today.

Advertiser Disclosure

1 Year CDs

  • Account: 1 Year CD
  • No minimum to earn APY
  • No Monthly Fees
  • Rate as of 12/9/2022
  • Account: 1 Year CD
  • Min to Earn APY: $1,000
  • No Monthly Fees
  • Rate as of 12/9/2022

2 Year CDs

  • Account: 2 Year CD
  • Min to Earn APY: $500
  • No Monthly Fees
  • Rate as of 12/9/2022
More Banks APY Rate For APY Rate as of
Truist 1 Year CD 0.01% 0.01% $1,000 12/9/2022
Bank of America 1 Year CD 0.03% 0.03% $1,000 12/9/2022
Farmers Bank 1 Year CD 0.05% 0.05% $1,000 12/9/2022
Applied Bank 1 Year CD 0.05% 0.05% $1,000 12/9/2022
First Horizon Bank 1 Year CD 0.10% 0.10% $1,000 12/9/2022
Burke & Herbert Bank & Trust Company 1 Year CD 0.10% 0.10% $500 12/9/2022
Woodforest National Bank 1 Year CD 0.15% 0.15% $500 12/9/2022
PurePoint Financial 1 Year CD 0.25% 0.25% $10,000 12/9/2022
Washington Savings Bank 1 Year CD 0.25% 0.25% $500 12/9/2022
Fulton Bank, NA 1 Year CD 0.30% 0.30% $1,000 12/9/2022
Pendleton Community Bank, Inc. 1 Year CD 0.30% 0.30% $500 12/8/2022
Wells Fargo 1 Year CD 0.30% 0.30% $2,500 12/9/2022
Wells Fargo 1 Year CD 0.30% 0.30% $2,500 12/9/2022
BrioDirect 1 Year CD 0.45% 0.45% $500 12/9/2022
Old Dominion National Bank 1 Year CD 0.75% 0.75% $500 12/9/2022
Sandy Spring Bank 1 Year CD 1.00% 1.00% $1,000 12/9/2022
Union Bank (Michigan) 1 Year CD 1.00% 1.00% $500 12/9/2022
United Bank 1 Year CD 1.00% 1.00% $500 12/9/2022
TD Bank, NA 1 Year CD 1.00% 1.00% $250 12/9/2022
Northpointe Bank 1 Year CD 1.25% 1.24% $1,000 12/9/2022
Lone Star Bank 1 Year CD 1.26% 1.25% $1,000 12/9/2022
Amalgamated Bank 1 Year CD 2.00% 2.00% $500 12/9/2022
LendingClub 1 Year CD 2.01% 2.01% $2,500 12/9/2022
Armed Forces Bank, N.A. 1 Year CD 2.02% 2.00% $500 12/9/2022
Virginia Credit Union 1 Year CD 2.40% 2.38% $500 12/9/2022
Langley FCU 1 Year CD 2.50% 2.47% $1,000 12/9/2022
NBKC Bank 1 Year CD 2.53% 2.50% $1,000 12/9/2022
Salem Five Direct 1 Year CD 3.00% 2.96% $10,000 12/9/2022
Northwest Federal Credit Union 1 Year CD 3.00% 2.96% $1,000 12/9/2022
Apple Federal Credit Union 1 Year CD 3.00% 2.96% $500 12/9/2022
Citizens Access 1 Year CD 3.25% 3.20% $5,000 12/9/2022
State Bank of India California 1 Year CD 3.29% 3.25% $1,000 12/9/2022
Presidential Bank, FSB 1 Year CD 3.50% 3.45% $1,000 12/9/2022
Vio Bank 1 Year CD 3.50% 3.44% $500 12/9/2022
State Department Federal Credit Union 1 Year CD 3.80% 3.73% $500 12/9/2022
CIBC Bank USA 1 Year CD 3.85% 3.78% $1,000 12/9/2022
VirtualBank 1 Year CD 3.87% 3.80% $10,000 12/9/2022
CIBC Bank USA 1 Year CD 3.90% 3.83% $25,000 12/9/2022
Discover Bank 1 Year CD 4.00% 3.92% $2,500 12/9/2022
Ally Bank 1 Year CD 4.00% 3.92% $0 12/9/2022
Colorado Federal Savings Bank 1 Year CD 4.00% 3.92% $5,000 12/9/2022
Citibank 1 Year CD 4.15% 4.07% $2,500 12/9/2022
TIAA Bank 1 Year CD 4.15% 4.06% $1,000 12/9/2022
Synchrony Bank 1 Year CD 4.15% 4.15% $0 12/9/2022
Sallie Mae 1 Year CD 4.25% 4.16% $2,500 12/9/2022
Pentagon Federal Credit Union 1 Year CD 4.25% 4.17% $1,000 12/9/2022
Banesco USA 1 Year CD 4.40% 4.40% $1,500 12/9/2022
First National Bank of America 1 Year CD 4.40% 4.33% $1,000 12/9/2022
Live Oak Bank 1 Year CD 4.50% 4.40% $2,500 12/9/2022
Connexus Credit Union 1 Year CD 4.51% 4.51% $5,000 12/9/2022
First Internet Bank of Indiana 1 Year CD 4.59% 4.50% $1,000 12/9/2022
Merrick Bank 1 Year CD 4.65% 4.55% $25,000 12/9/2022
CFG Community Bank 1 Year CD 4.65% 4.55% $500 12/9/2022
TD Bank, NA 1.5 Year CD 0.05% 0.05% $250 12/9/2022
Burke & Herbert Bank & Trust Company 1.5 Year CD 0.10% 0.10% $500 12/9/2022
Farmers Bank 1.5 Year CD 0.15% 0.15% $1,000 12/9/2022
Fulton Bank, NA 1.5 Year CD 0.40% 0.40% $1,000 12/9/2022
Union Bank (Michigan) 1.5 Year CD 1.15% 1.14% $500 12/9/2022
Old Dominion National Bank 1.5 Year CD 1.15% 1.15% $500 12/9/2022
Northpointe Bank 1.5 Year CD 1.50% 1.48% $1,000 12/9/2022
Sandy Spring Bank 1.5 Year CD 1.50% 1.49% $1,000 12/9/2022
Live Oak Bank 1.5 Year CD 2.00% 1.98% $2,500 12/9/2022
Armed Forces Bank, N.A. 1.5 Year CD 2.02% 2.00% $500 12/9/2022
BMO Harris Bank 1.5 Year CD 2.20% 2.20% $1,000 12/9/2022
Langley FCU 1.5 Year CD 2.60% 2.57% $1,000 12/9/2022
Salem Five Direct 1.5 Year CD 3.00% 2.96% $10,000 12/9/2022
Vio Bank 1.5 Year CD 3.60% 3.54% $500 12/9/2022
CIBC Bank USA 1.5 Year CD 3.90% 3.83% $1,000 12/9/2022
CIBC Bank USA 1.5 Year CD 3.95% 3.88% $25,000 12/9/2022
Colorado Federal Savings Bank 1.5 Year CD 4.05% 3.97% $5,000 12/9/2022
Capital One 1.5 Year CD 4.05% 4.05% $0 12/9/2022
Ally Bank 1.5 Year CD 4.10% 4.02% $0 12/9/2022
TIAA Bank 1.5 Year CD 4.15% 4.06% $1,000 12/9/2022
Sallie Mae 1.5 Year CD 4.35% 4.26% $2,500 12/9/2022
Pentagon Federal Credit Union 1.5 Year CD 4.35% 4.26% $1,000 12/9/2022
Banesco USA 1.5 Year CD 4.40% 4.40% $1,500 12/9/2022
First Internet Bank of Indiana 1.5 Year CD 4.44% 4.35% $1,000 12/9/2022
CIT Bank 1.5 Year CD 4.50% 4.40% $1,000 12/9/2022
Merrick Bank 1.5 Year CD 4.65% 4.55% $25,000 12/9/2022
Truist 2 Year CD 0.01% 0.01% $1,000 12/9/2022
Bank of America 2 Year CD 0.03% 0.03% $1,000 12/9/2022
Applied Bank 2 Year CD 0.05% 0.05% $1,000 12/9/2022
First Horizon Bank 2 Year CD 0.10% 0.10% $1,000 12/9/2022
Burke & Herbert Bank & Trust Company 2 Year CD 0.15% 0.15% $500 12/9/2022
Woodforest National Bank 2 Year CD 0.20% 0.20% $500 12/9/2022
Farmers Bank 2 Year CD 0.25% 0.25% $1,000 12/9/2022
CIT Bank 2 Year CD 0.40% 0.40% $1,000 12/9/2022
Washington Savings Bank 2 Year CD 0.40% 0.39% $500 12/9/2022
Pendleton Community Bank, Inc. 2 Year CD 0.40% 0.40% $500 12/8/2022
Fulton Bank, NA 2 Year CD 0.40% 0.40% $1,000 12/9/2022
Wells Fargo 2 Year CD 0.40% 0.40% $2,500 12/9/2022
Wells Fargo 2 Year CD 0.40% 0.40% $2,500 12/9/2022
Lone Star Bank 2 Year CD 0.41% 0.41% $1,000 12/9/2022
TD Bank, NA 2 Year CD 1.00% 1.00% $250 12/9/2022
Old Dominion National Bank 2 Year CD 1.15% 1.15% $500 12/9/2022
United Bank 2 Year CD 1.25% 1.24% $500 12/9/2022
Union Bank (Michigan) 2 Year CD 1.30% 1.29% $500 12/9/2022
Sandy Spring Bank 2 Year CD 1.75% 1.74% $1,000 12/9/2022
Live Oak Bank 2 Year CD 2.00% 1.98% $2,500 12/9/2022
Citibank 2 Year CD 2.00% 1.98% $2,500 12/9/2022
Northpointe Bank 2 Year CD 2.00% 1.98% $1,000 12/9/2022
BrioDirect 2 Year CD 2.30% 2.30% $500 12/9/2022
Amalgamated Bank 2 Year CD 2.50% 2.50% $500 12/9/2022
LendingClub 2 Year CD 2.50% 2.50% $2,500 12/9/2022
Virginia Credit Union 2 Year CD 2.65% 2.62% $500 12/9/2022
Langley FCU 2 Year CD 2.70% 2.66% $1,000 12/9/2022
NBKC Bank 2 Year CD 2.78% 2.75% $250 12/9/2022
Presidential Bank, FSB 2 Year CD 2.80% 2.76% $1,000 12/9/2022
Apple Federal Credit Union 2 Year CD 3.00% 2.96% $500 12/9/2022
Salem Five Direct 2 Year CD 3.25% 3.20% $10,000 12/9/2022
Northwest Federal Credit Union 2 Year CD 3.25% 3.20% $1,000 12/9/2022
Ally Bank 2 Year CD 3.25% 3.20% $0 12/9/2022
Citizens Access 2 Year CD 3.30% 3.25% $5,000 12/9/2022
State Bank of India California 2 Year CD 3.44% 3.40% $1,000 12/9/2022
Vio Bank 2 Year CD 3.50% 3.44% $500 12/9/2022
Quorum 2 Year CD 3.60% 3.54% $1,000 12/9/2022
VirtualBank 2 Year CD 3.77% 3.70% $10,000 12/9/2022
State Department Federal Credit Union 2 Year CD 3.80% 3.73% $500 12/9/2022
CIBC Bank USA 2 Year CD 3.90% 3.83% $1,000 12/9/2022
CIBC Bank USA 2 Year CD 3.95% 3.88% $25,000 12/9/2022
Connexus Credit Union 2 Year CD 4.01% 4.01% $5,000 12/9/2022
Colorado Federal Savings Bank 2 Year CD 4.10% 4.02% $5,000 12/9/2022
Capital One 2 Year CD 4.10% 4.10% $0 12/9/2022
TIAA Bank 2 Year CD 4.15% 4.06% $1,000 12/9/2022
Synchrony Bank 2 Year CD 4.30% 4.30% $0 12/9/2022
Pentagon Federal Credit Union 2 Year CD 4.35% 4.26% $1,000 12/9/2022
Sallie Mae 2 Year CD 4.40% 4.31% $2,500 12/9/2022
First National Bank of America 2 Year CD 4.40% 4.33% $1,000 12/9/2022
First Internet Bank of Indiana 2 Year CD 4.49% 4.40% $1,000 12/9/2022
Armed Forces Bank, N.A. 2 Year CD 4.58% 4.48% $500 12/9/2022
Merrick Bank 2 Year CD 4.65% 4.55% $25,000 12/9/2022
Truist 3 Year CD 0.01% 0.01% $1,000 12/9/2022
Bank of America 3 Year CD 0.03% 0.03% $1,000 12/9/2022
Applied Bank 3 Year CD 0.05% 0.05% $1,000 12/9/2022
TD Bank, NA 3 Year CD 0.05% 0.05% $250 12/9/2022
First Horizon Bank 3 Year CD 0.10% 0.10% $1,000 12/9/2022
Burke & Herbert Bank & Trust Company 3 Year CD 0.20% 0.20% $500 12/9/2022
Woodforest National Bank 3 Year CD 0.25% 0.25% $500 12/9/2022
CIT Bank 3 Year CD 0.40% 0.40% $1,000 12/9/2022
Pendleton Community Bank, Inc. 3 Year CD 0.50% 0.50% $500 12/8/2022
Fulton Bank, NA 3 Year CD 0.50% 0.50% $1,000 12/9/2022
Wells Fargo 3 Year CD 0.50% 0.50% $2,500 12/9/2022
Wells Fargo 3 Year CD 0.50% 0.50% $2,500 12/9/2022
Lone Star Bank 3 Year CD 0.51% 0.51% $1,000 12/9/2022
Washington Savings Bank 3 Year CD 0.55% 0.54% $500 12/9/2022
Farmers Bank 3 Year CD 0.60% 0.60% $1,000 12/9/2022
Old Dominion National Bank 3 Year CD 1.15% 1.15% $500 12/9/2022
Union Bank (Michigan) 3 Year CD 1.55% 1.54% $500 12/9/2022
Armed Forces Bank, N.A. 3 Year CD 1.76% 1.74% $500 12/9/2022
United Bank 3 Year CD 1.95% 1.94% $500 12/9/2022
Live Oak Bank 3 Year CD 2.00% 1.98% $2,500 12/9/2022
Citibank 3 Year CD 2.00% 1.98% $2,500 12/9/2022
Northpointe Bank 3 Year CD 2.05% 2.03% $1,000 12/9/2022
Sandy Spring Bank 3 Year CD 2.25% 2.23% $1,000 12/9/2022
State Bank of India California 3 Year CD 2.27% 2.25% $1,000 12/9/2022
Langley FCU 3 Year CD 2.36% 2.33% $1,000 12/9/2022
BrioDirect 3 Year CD 2.45% 2.44% $500 12/9/2022
Amalgamated Bank 3 Year CD 2.50% 2.50% $500 12/9/2022
LendingClub 3 Year CD 2.75% 2.75% $2,500 12/9/2022
Presidential Bank, FSB 3 Year CD 2.85% 2.81% $1,000 12/9/2022
Apple Federal Credit Union 3 Year CD 3.00% 2.96% $500 12/9/2022
NBKC Bank 3 Year CD 3.04% 3.00% $250 12/9/2022
Virginia Credit Union 3 Year CD 3.05% 3.02% $500 12/9/2022
Citizens Access 3 Year CD 3.35% 3.30% $5,000 12/9/2022
Northwest Federal Credit Union 3 Year CD 3.50% 3.45% $1,000 12/9/2022
Connexus Credit Union 3 Year CD 3.71% 3.71% $5,000 12/9/2022
BMO Harris Bank 3 Year CD 3.75% 3.68% $1,000 12/9/2022
VirtualBank 3 Year CD 3.77% 3.70% $10,000 12/9/2022
TIAA Bank 3 Year CD 3.80% 3.73% $1,000 12/9/2022
State Department Federal Credit Union 3 Year CD 3.80% 3.73% $500 12/9/2022
Pentagon Federal Credit Union 3 Year CD 4.05% 3.97% $1,000 12/9/2022
Colorado Federal Savings Bank 3 Year CD 4.10% 4.02% $5,000 12/9/2022
Ally Bank 3 Year CD 4.10% 4.02% $0 12/9/2022
Capital One 3 Year CD 4.15% 4.15% $0 12/9/2022
Synchrony Bank 3 Year CD 4.30% 4.30% $0 12/9/2022
First National Bank of America 3 Year CD 4.40% 4.33% $1,000 12/9/2022
First Internet Bank of Indiana 3 Year CD 4.44% 4.35% $1,000 12/9/2022
Sallie Mae 3 Year CD 4.50% 4.40% $2,500 12/9/2022
Merrick Bank 3 Year CD 4.55% 4.45% $25,000 12/9/2022
Truist 5 Year CD 0.01% 0.01% $1,000 12/9/2022
Bank of America 5 Year CD 0.03% 0.03% $1,000 12/9/2022
Applied Bank 5 Year CD 0.05% 0.05% $1,000 12/9/2022
TD Bank, NA 5 Year CD 0.05% 0.05% $250 12/9/2022
First Horizon Bank 5 Year CD 0.10% 0.10% $1,000 12/9/2022
Burke & Herbert Bank & Trust Company 5 Year CD 0.20% 0.20% $500 12/9/2022
Woodforest National Bank 5 Year CD 0.30% 0.30% $500 12/9/2022
Northwest Federal Credit Union 5 Year CD 0.39% 0.39% $1,000 12/9/2022
BrioDirect 5 Year CD 0.45% 0.45% $500 12/9/2022
Fulton Bank, NA 5 Year CD 0.50% 0.50% $1,000 12/9/2022
CIT Bank 5 Year CD 0.50% 0.50% $1,000 12/9/2022
Wells Fargo 5 Year CD 0.70% 0.70% $2,500 12/9/2022
Wells Fargo 5 Year CD 0.70% 0.70% $2,500 12/9/2022
Lone Star Bank 5 Year CD 0.71% 0.71% $1,000 12/9/2022
Washington Savings Bank 5 Year CD 0.75% 0.74% $500 12/9/2022
Farmers Bank 5 Year CD 0.80% 0.80% $1,000 12/9/2022
Pendleton Community Bank, Inc. 5 Year CD 1.09% 1.09% $500 12/8/2022
Old Dominion National Bank 5 Year CD 1.25% 1.25% $500 12/9/2022
Armed Forces Bank, N.A. 5 Year CD 1.76% 1.74% $500 12/9/2022
Live Oak Bank 5 Year CD 2.00% 1.98% $2,500 12/9/2022
Citibank 5 Year CD 2.00% 1.98% $2,500 12/9/2022
Northpointe Bank 5 Year CD 2.15% 2.12% $1,000 12/9/2022
Salem Five Direct 5 Year CD 2.25% 2.23% $10,000 12/9/2022
State Bank of India California 5 Year CD 2.27% 2.25% $1,000 12/9/2022
United Bank 5 Year CD 2.31% 2.25% $500 12/9/2022
Union Bank (Michigan) 5 Year CD 2.35% 2.32% $500 12/9/2022
Amalgamated Bank 5 Year CD 2.50% 2.50% $500 12/9/2022
Amerant Bank, National Association 5 Year CD 2.60% 2.60% $10,000 12/9/2022
Sandy Spring Bank 5 Year CD 2.75% 2.71% $1,000 12/9/2022
Presidential Bank, FSB 5 Year CD 2.85% 2.81% $1,000 12/9/2022
Apple Federal Credit Union 5 Year CD 3.00% 2.96% $500 12/9/2022
NBKC Bank 5 Year CD 3.04% 3.00% $250 12/9/2022
Virginia Credit Union 5 Year CD 3.25% 3.21% $500 12/9/2022
Citizens Access 5 Year CD 3.45% 3.39% $5,000 12/9/2022
TIAA Bank 5 Year CD 3.45% 3.39% $1,000 12/9/2022
Connexus Credit Union 5 Year CD 3.51% 3.51% $5,000 12/9/2022
VirtualBank 5 Year CD 3.51% 3.45% $10,000 12/9/2022
Langley FCU 5 Year CD 3.75% 3.68% $1,000 12/9/2022
Pentagon Federal Credit Union 5 Year CD 3.90% 3.83% $1,000 12/9/2022
State Department Federal Credit Union 5 Year CD 4.06% 3.98% $500 12/9/2022
Colorado Federal Savings Bank 5 Year CD 4.10% 4.02% $5,000 12/9/2022
Ally Bank 5 Year CD 4.10% 4.02% $0 12/9/2022
Capital One 5 Year CD 4.25% 4.25% $0 12/9/2022
Synchrony Bank 5 Year CD 4.30% 4.30% $0 12/9/2022
First National Bank of America 5 Year CD 4.35% 4.28% $1,000 12/9/2022
First Internet Bank of Indiana 5 Year CD 4.39% 4.30% $1,000 12/9/2022
Merrick Bank 5 Year CD 4.45% 4.35% $25,000 12/9/2022
BMO Harris Bank 5 Year CD 4.50% 4.40% $1,000 12/9/2022
Sallie Mae 5 Year CD 4.55% 4.45% $2,500 12/9/2022
CFG Community Bank 5 Year CD 4.60% 4.51% $500 12/9/2022
— Load More Rates —

What you'll need to open your new CD account