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Last updated:
Feb 20th, 2020

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Great Online
Bank Accounts

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FDIC Insured
up to $250,000

National Rate

19x Higher Rates4 vs National Average

High Interest Online Savings Accounts in February 2020

Don't pay your bank—make them pay you! Get up to 19x4 higher interest rates than the national average. This is our hootworthy list of banks that meets our requirements of a high interest rate and fantastic customer service. All banks are FDIC insured up to $250,000. Your money is safe and ready to earn more interest!
Advertising Disclosure
1.75% APY
  • Min to Earn APY: $100
  • Interest Rate: 1.73%
  • No Monthly Fees
  • Write Checks: No
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Account Type: Savings
  • Get up to $300 when you open an account. See site for details
  • Earn up to 1.75% APY
  • $100 minimum deposit plus $100 minimum deposit per month
1.70% APY
  • No minimum to earn APY
  • Interest Rate: 1.69%
  • No Monthly Fees
  • Write Checks: No
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Account Type: Savings
  • No transaction fees
  • No minimum deposit to open
  • FDIC insurance up to the maximum allowed by law
1.70% APY
  • Min to Earn APY: $1
  • Interest Rate: 1.69%
  • No Monthly Fees
  • Write Checks: No
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Account Type: Savings
  • FDIC Insured
  • No Fees/Minimum Balance
  • 24/7 Access
1.70% APY
  • No minimum to earn APY
  • Interest Rate: 1.69%
  • No Monthly Fees
  • Write Checks: No
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Account Type: Savings
  • Introducing 360 Performance Savings ™
  • Earn 1.70% APY on All Balance
  • 5X the National Average Savings Rate

1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

3 CMA stands for Cash Management Account. It’s an account with an SEC-registered broker dealer that allows your funds to be swept nightly to an interest bearing account at a federally insured depository institution.

4 The national average interest rate is currently 0.09% per the FDIC's website. Not all offers will earn 19x the interst rate over the national average. This figure is based on our highest advertised offer. Updated February, 2020.

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear.
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