High Interest Online Savings Accounts in July 2020

Don't pay your bank—make them pay you! Get up to 20x⁴ higher interest rates than the national average. This is our hootworthy list of banks that meets our requirements of a high interest rate and fantastic customer service. All banks are FDIC insured up to $250,000. Your money is safe and ready to earn more interest!

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We build our offers with the most up-to-date data we can and work in close collaboration with the banks we represent. If you see this, it's because we've run out of offers for today. Please check back tomorrow.

¹ APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.

² MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

³ CMA stands for Cash Management Account. It’s an account with an SEC-registered broker dealer that allows your funds to be swept nightly to an interest bearing account at a federally insured depository institution.

⁴ The national average interest rate is currently 0.07% per the FDIC's website. Not all offers will earn 20x the interst rate over the national average. This figure is based on our highest advertised offer. Updated July, 2020.

⁵ Not all banks are represented.

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. APY (Annual Percentage Yield)

High Interest Online Savings Accounts in July 2020

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