Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Advertiser Disclosure
More Banks | APY | Rate | For APY | As of date |
---|---|---|---|---|
Burke & Herbert Bank & Trust Company MMA | 0.01% | 0.01% | $1,000 | 2/8/2023 |
Bank of Hope Savings | 0.01% | 0.01% | $500 | 2/8/2023 |
Truist MMA | 0.01% | 0.01% | $200 | 2/8/2023 |
Bank of America Savings | 0.01% | 0.01% | $100 | 2/8/2023 |
Truist Savings | 0.01% | 0.01% | $25 | 2/8/2023 |
Applied Bank MMA | 0.02% | 0.02% | $500 | 2/8/2023 |
TD Bank, NA Savings | 0.02% | 0.02% | $1 | 2/8/2023 |
Woodforest National Bank Savings | 0.03% | 0.03% | $25 | 2/8/2023 |
Armed Forces Bank, N.A. Savings | 0.03% | 0.03% | $25 | 2/8/2023 |
Burke & Herbert Bank & Trust Company MMA $25k | 0.03% | 0.03% | $25,000 | 2/8/2023 |
GTE Financial Credit Union Savings | 0.05% | 0.05% | $100 | 2/8/2023 |
America First FCU Savings | 0.05% | 0.05% | $1 | 2/8/2023 |
Northwest Federal Credit Union Savings | 0.05% | 0.05% | $1 | 2/8/2023 |
Apple Federal Credit Union Savings | 0.05% | 0.05% | $5 | 2/8/2023 |
Woodforest National Bank MMA | 0.05% | 0.05% | $25 | 2/8/2023 |
Washington Savings Bank Savings | 0.05% | 0.05% | $50 | 2/8/2023 |
Burke & Herbert Bank & Trust Company Savings | 0.05% | 0.05% | $50 | 2/8/2023 |
Pendleton Community Bank, Inc. Savings | 0.05% | 0.05% | $50 | 2/8/2023 |
Union Bank (Michigan) Savings | 0.05% | 0.05% | $50 | 2/8/2023 |
Applied Bank Savings | 0.05% | 0.05% | $100 | 2/8/2023 |
Citibank MMA | 0.05% | 0.05% | $100 | 2/8/2023 |
United Bank MMA | 0.05% | 0.05% | $1,000 | 2/1/2023 |
Washington Savings Bank MMA | 0.05% | 0.05% | $2,500 | 2/8/2023 |
Farmers Bank MMA | 0.05% | 0.05% | $1,000 | 2/8/2023 |
Woodforest National Bank Savings $10k | 0.05% | 0.05% | $10,000 | 2/8/2023 |
Old Dominion National Bank Savings | 0.05% | 0.05% | $100 | 2/8/2023 |
Langley FCU Savings | 0.05% | 0.05% | $100 | 2/8/2023 |
Langley FCU MMA | 0.05% | 0.05% | $100 | 2/8/2023 |
Virginia Credit Union MMA | 0.05% | 0.05% | $100 | 2/8/2023 |
Old Dominion National Bank Savings $10k | 0.10% | 0.10% | $10,000 | 2/8/2023 |
Farmers Bank MMA $10k | 0.10% | 0.10% | $10,000 | 2/8/2023 |
United Bank Savings | 0.10% | 0.10% | $2,500 | 2/1/2023 |
Farmers Bank Savings | 0.10% | 0.10% | $100 | 2/8/2023 |
Schools First FCU Savings | 0.10% | 0.10% | $5 | 2/8/2023 |
State Department Federal Credit Union Savings | 0.10% | 0.10% | $1 | 2/8/2023 |
Wells Fargo Savings | 0.15% | 0.15% | $25 | 2/8/2023 |
Investors eAccess MMA | 0.15% | 0.15% | $0 | 2/9/2023 |
CIBC Bank USA Savings | 0.15% | 0.15% | $1 | 2/8/2023 |
CIBC Bank USA MMA | 0.15% | 0.15% | $1 | 2/8/2023 |
Farmers Bank MMA $25k | 0.15% | 0.15% | $25,000 | 2/8/2023 |
Presidential Bank, FSB Savings | 0.15% | 0.15% | $100 | 2/8/2023 |
Union Bank (Michigan) MMA | 0.15% | 0.15% | $5,000 | 2/8/2023 |
Union Bank (Michigan) Savings $10k | 0.15% | 0.15% | $10,000 | 2/8/2023 |
Pendleton Community Bank, Inc. MMA | 0.15% | 0.15% | $1,000 | 2/8/2023 |
Union Bank (Michigan) Savings $25k | 0.20% | 0.20% | $25,000 | 2/8/2023 |
Pendleton Community Bank, Inc. MMA $25k | 0.20% | 0.20% | $25,000 | 2/8/2023 |
Northpointe Bank Savings | 0.25% | 0.25% | $100 | 2/8/2023 |
Sandy Spring Bank Savings | 0.25% | 0.25% | $25 | 2/8/2023 |
Armed Forces Bank, N.A. MMA | 0.25% | 0.25% | $25 | 2/8/2023 |
Wells Fargo MMA | 0.25% | 0.25% | $50 | 2/8/2023 |
Axos Bank MMA | 0.25% | 0.25% | $1 | 2/8/2023 |
Lone Star Bank MMA | 0.25% | 0.25% | $250 | 2/8/2023 |
Presidential Bank, FSB MMA | 0.25% | 0.25% | $1,000 | 2/8/2023 |
WebBank Savings | 0.25% | 0.25% | $1,000 | 2/8/2023 |
Sandy Spring Bank MMA | 0.25% | 0.25% | $2,500 | 2/8/2023 |
Northpointe Bank MMA | 0.25% | 0.25% | $2,500 | 2/8/2023 |
Presidential Bank, FSB MMA $10k | 0.30% | 0.30% | $10,000 | 2/8/2023 |
Fulton Bank, NA MMA | 0.30% | 0.30% | $1,000 | 2/8/2023 |
First Horizon Bank Savings | 0.30% | 0.30% | $50 | 2/8/2023 |
GTE Financial Credit Union MMA | 0.35% | 0.35% | $2,500 | 2/8/2023 |
BMO Harris Bank MMA | 0.35% | 0.35% | $5,000 | 2/9/2023 |
Armed Forces Bank, N.A. MMA $10k | 0.35% | 0.35% | $10,000 | 2/8/2023 |
Northpointe Bank MMA $10k | 0.35% | 0.34% | $10,000 | 2/8/2023 |
Northpointe Bank Savings $10k | 0.35% | 0.34% | $10,000 | 2/8/2023 |
PurePoint Financial Savings | 0.40% | 0.40% | $10,000 | 2/9/2023 |
Fulton Bank, NA MMA $10k | 0.40% | 0.40% | $10,000 | 2/8/2023 |
PurePoint Financial Savings | 0.40% | 0.40% | $10,000 | 2/8/2023 |
Lone Star Bank Savings | 0.40% | 0.40% | $200 | 2/8/2023 |
Apple Federal Credit Union MMA | 0.40% | 0.40% | $5 | 2/8/2023 |
Armed Forces Bank, N.A. MMA $25k | 0.45% | 0.45% | $25,000 | 2/8/2023 |
FinWise Bank Savings | 0.50% | 0.50% | $500 | 2/8/2023 |
GTE Financial Credit Union MMA $10k | 0.50% | 0.50% | $10,000 | 2/8/2023 |
FinWise Bank MMA | 0.50% | 0.50% | $1,000 | 2/8/2023 |
Boeing Employees Credit Union Savings | 0.50% | 0.50% | $1 | 2/8/2023 |
Schools First FCU MMA | 0.55% | 0.55% | $2,000 | 2/8/2023 |
Banesco USA Savings | 0.55% | 0.55% | $300 | 2/9/2023 |
Northwest Federal Credit Union MMA | 0.56% | 0.56% | $1 | 2/8/2023 |
Fulton Bank, NA MMA $25k | 0.60% | 0.60% | $25,000 | 2/8/2023 |
First Horizon Bank MMA | 0.60% | 0.60% | $50 | 2/8/2023 |
Axos Bank Savings | 0.61% | 0.61% | $250 | 2/8/2023 |
Northwest Federal Credit Union MMA $25k | 0.64% | 0.64% | $25,000 | 2/8/2023 |
Langley FCU MMA $10k | 0.65% | 0.65% | $10,000 | 2/8/2023 |
Amalgamated Bank Savings | 0.66% | 0.66% | $1 | 2/8/2023 |
Amalgamated Bank Savings $10k | 0.70% | 0.70% | $10,000 | 2/8/2023 |
Amalgamated Bank MMA | 0.70% | 0.70% | $1 | 2/8/2023 |
First Horizon Bank MMA $25k | 0.75% | 0.75% | $25,000 | 2/8/2023 |
FinWise Bank MMA $10k | 0.75% | 0.75% | $10,000 | 2/8/2023 |
Schools First FCU MMA $10k | 0.75% | 0.75% | $10,000 | 2/8/2023 |
Popular Community Bank Savings | 0.75% | 0.75% | $5,000 | 2/9/2023 |
Amalgamated Bank MMA $25k | 0.80% | 0.80% | $25,000 | 2/8/2023 |
First Internet Bank of Indiana Savings | 0.80% | 0.80% | $25 | 2/7/2023 |
America First FCU MMA | 0.85% | 0.85% | $1 | 2/8/2023 |
Langley FCU MMA $25k | 0.85% | 0.85% | $25,000 | 2/8/2023 |
Apple Federal Credit Union MMA $10k | 0.95% | 0.95% | $10,000 | 2/8/2023 |
State Department Federal Credit Union MMA | 1.00% | 1.00% | $2,000 | 2/8/2023 |
Old Dominion National Bank MMA | 1.00% | 1.00% | $1,000 | 2/8/2023 |
Apple Federal Credit Union MMA $25k | 1.01% | 1.00% | $25,000 | 2/8/2023 |
Banesco USA MMA | 1.35% | 1.35% | $2,500 | 2/9/2023 |
Banesco USA MMA | 1.35% | 1.34% | $2,500 | 2/8/2023 |
Banesco USA Savings | 1.35% | 1.34% | $100 | 2/8/2023 |
BankPurely, a division of Flushing Bank Savings | 1.50% | 1.49% | $100 | 2/8/2023 |
Virginia Credit Union MMA $10k | 1.50% | 1.49% | $10,000 | 2/8/2023 |
Bank5 Connect Savings | 1.50% | 1.49% | $100 | 2/8/2023 |
Boeing Employees Credit Union MMA | 1.51% | 1.50% | $1 | 2/8/2023 |
CIT Bank MMA | 1.55% | 1.54% | $0 | 2/9/2023 |
America First FCU MMA $10k | 1.65% | 1.64% | $10,000 | 2/8/2023 |
Virginia Credit Union MMA $25k | 1.75% | 1.74% | $25,000 | 2/8/2023 |
Pentagon FCU Savings | 2.70% | 2.68% | $5 | 2/9/2023 |
FNBO Direct Savings | 3.00% | 2.96% | $1 | 2/8/2023 |
Colorado Federal Savings Bank Savings | 3.00% | 2.98% | $1 | 2/8/2023 |
Varo Bank Savings | 3.00% | 2.96% | $1 | 2/8/2023 |
Quorum Savings | 3.00% | 2.96% | $10,000 | 2/9/2023 |
Quorum Federal Credit Union Savings | 3.00% | 2.97% | $1 | 2/8/2023 |
Bank of Hope MMA | 3.04% | 3.00% | $10,000 | 2/8/2023 |
Discover Bank MMA | 3.20% | 3.15% | $0 | 2/9/2023 |
Northpointe Bank Savings $25k | 3.25% | 3.20% | $25,000 | 2/8/2023 |
Northpointe Bank MMA $25k | 3.25% | 3.20% | $25,000 | 2/8/2023 |
VirtualBank MMA | 3.30% | 3.25% | $100 | 2/8/2023 |
Discover Bank Savings | 3.30% | 3.25% | $0 | 2/9/2023 |
First Internet Bank of Indiana MMA | 3.35% | 3.30% | $100 | 2/7/2023 |
American Express National Bank Savings | 3.40% | 3.34% | $0 | 2/9/2023 |
Ally Bank Savings | 3.40% | 3.34% | $0 | 2/9/2023 |
Ally Bank MMA | 3.40% | 3.34% | $0 | 2/9/2023 |
DollarSavingsDirect Savings | 3.50% | 3.44% | $1 | 2/9/2023 |
Sallie Mae Savings | 3.50% | 3.44% | $0 | 2/9/2023 |
Live Oak Bank Savings | 3.50% | 3.44% | $0 | 2/9/2023 |
Morgan Stanley Private Bank Savings | 3.50% | 3.44% | $1 | 2/8/2023 |
Quontic Bank Savings | 3.50% | 3.44% | $100 | 2/8/2023 |
Quontic Bank MMA | 3.50% | 3.44% | $100 | 2/8/2023 |
Rising Bank Savings | 3.50% | 3.45% | $1,000 | 2/8/2023 |
Sallie Mae MMA | 3.60% | 3.54% | $0 | 2/9/2023 |
Synchrony Bank Savings | 3.75% | 3.75% | $0 | 2/9/2023 |
LendingClub Savings | 4.00% | 4.00% | $0 | 2/9/2023 |
Valley Bank Savings | 4.00% | 3.92% | $1 | 2/9/2023 |
LendingClub Bank Savings | 4.00% | 3.93% | $1 | 2/8/2023 |
CIBC Bank USA Savings | 4.01% | 3.94% | $1 | 2/9/2023 |
MyBankingDirect Savings | 4.05% | 3.97% | $500 | 2/8/2023 |
CIT Bank Savings | 4.05% | 3.97% | $0 | 2/9/2023 |
Salem Five Direct Savings | 4.10% | 4.02% | $10 | 2/9/2023 |
Vio Bank Savings | 4.17% | 4.09% | $100 | 2/9/2023 |
BMO Harris Bank Savings | 4.20% | 4.11% | $0 | 2/9/2023 |
UFB Direct MMA | 4.21% | 4.12% | $5,000 | 2/8/2023 |
UFB Direct Savings | 4.21% | 4.12% | $0 | 2/8/2023 |
Western State Bank MMA | 4.25% | 4.25% | $5,000 | 2/9/2023 |
MySavingsDirect Savings | 4.35% | 4.26% | $0 | 2/9/2023 |
BankPurely, a division of Flushing Bank MMA | 4.45% | 4.35% | $25,000 | 2/8/2023 |
CFG Community Bank MMA | 4.45% | 4.35% | $1,000 | 2/8/2023 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Valid Identification
You'll need a valid, government-issued ID for you and any other applicants.
Bank Information
To open an online account, you must be able to fund it with your current bank account. Please have your account number and routing number ready.